A smarter way to pay and save
Pay anywhere, earn cashback, and grow your money — all from one modern financial app.
Good morning, Alex
Recent
Coffee House
Today
-$5.40
+$0.27 back
Grocery Market
Yesterday
-$67.23
+$3.36 back
Transfer from Sarah
Dec 4
+$50.00
Banking services provided by partner financial institutions. Parallel is a financial technology company, not a bank.
Everything you need in one app
Payments, savings, and rewards — built for how you actually use your money.
Pay anywhere, your way
Use your Parallel card or mobile wallet to pay in-store, online, or across borders — with lower fees and instant notifications.
- Tap to pay with Apple Pay and Google Pay
- Virtual and physical debit card
- Pay online at millions of merchants
- Real-time transaction notifications
- Split bills with friends instantly
- International payments with low fees
Payments visual coming soon
Watch your money grow
Earn competitive yield on your balance automatically — no lockups, no minimums, withdraw anytime.
- Competitive interest on your balance
- No minimum balance required
- Withdraw anytime with no penalties
- Automatic savings goals and roundups
- Instant transfers between accounts
- FDIC insured through partner banks
Savings visual coming soon
Earn on every purchase
Get cashback on purchases, access exclusive offers from top brands, and refer friends to earn bonuses.
- Cashback on qualifying purchases
- Boosted rewards at partner merchants
- Exclusive offers and deals
- Referral bonuses for you and friends
- Rewards tracked in real-time
- Redeem for cash or statement credit
Rewards visual coming soon
Why choose Parallel?
Built for people who want more from their money — without the complexity.
Your money is protected
FDIC insured through our partner banks. Bank-grade security on every transaction.
Instant everything
Instant transfers, real-time notifications, and no waiting for your money.
Earn on every swipe
Cashback rewards on purchases plus competitive yield on your savings.
0
Monthly fees
5%
Cashback rewards
4.5%
APY on savings
$0
Minimum balance
Ready to upgrade your wallet?
Join the waitlist and be the first to get Parallel.
Parallel is a fintech company, not a bank. Banking services provided by our partner banks, members FDIC.